Last Updated: May 2026 When I first received my OPT EAD card, my first instinct wasn’t to celebrate — it was to calculate. For the first time in the US, I had a steady income, but I also had a ticking clock. The constant, nagging fear was always there: “If I make money in the […]
Last Updated: May 2026 The first credit card I applied for in the US was the Amex Delta Gold. I fly Delta, I wanted miles, seemed obvious. Got rejected. It wasn’t about being irresponsible with money. I had income, I’d never missed a payment on anything back home. But the US credit system doesn’t care
I Got Rejected for Amex Delta Gold as an F-1 Student — Here’s What Actually Worked Read More »
Last Updated: May 2026 When I first moved to the US as an F-1 student, my financial strategy was simple: spend as little as possible. What I didn’t realize was that I was wasting money in ways I couldn’t even see — $3 bottled water every day, $6 coffee three times a week, $15 delivery
Things I Bought That Actually Saved Me Money in the US Read More »
2026 Guide When I first came to the US as an F-1 student in 2016, one of the most frustrating things was trying to get a credit card. Every application asked for a Social Security Number — which I didn’t have. No job, no SSN. No SSN, no credit card. No credit card, no credit
Best First Credit Card for F-1 Students with No SSN (2026 Guide) Read More »
2026 Guide When I first came to the US as an F-1 student in 2016, one of the most frustrating things was trying to get a credit card. Every application asked for a Social Security Number — which I didn’t have. No job, no SSN. No SSN, no credit card. No credit card, no credit
The 2 Rules That Took My Credit Score from 0 to 800+ Read More »
